PTO calculator

PTO Accrual Calculator

Calculate how much paid time off you earn per pay period, per hour worked, month, and year.

Estimate PTO accrual from annual allowance, hourly accrual rate, or a date range. Use it as a free PTO accrual calculator, PTO hours calculator, vacation accrual calculator, or biweekly PTO accrual calculator.

Choose the view that best matches your policy: annual PTO allowance, accrual by hours worked, or PTO earned over part of the year.

Calculator

PTO Accrual Settings

Results

PTO Accrual Summary

With 15 PTO days per year on a biweekly schedule, you earn about 4.62 PTO hours each pay period.

Annual PTO Hours

120 hrs

Converted to hours for consistent calculations.

PTO Per Pay Period

4.62 hrs

26 pay periods per year.

PTO Per Month

10 hrs

Annual PTO hours divided by 12 months.

PTO Per Hour Worked

0.0577 hrs/hr

Annual PTO hours divided by annual work hours.

Remaining PTO Hours

120 hrs

Annual PTO minus PTO already used.

Remaining PTO Days

15 days

Remaining PTO hours divided by hours per workday.

Annual PTO mode turns your yearly allowance into per-pay-period, monthly, weekly, and remaining PTO estimates.

Quick answer

How much PTO do you earn per pay period?

With 15 PTO days per year on a biweekly schedule, you earn about 4.62 PTO hours each pay period.

PTO accrual is the amount of paid time off you earn over time based on an annual allowance, pay schedule, or accrual policy.

Use this estimate to compare employer PTO policies, check how much time you earn each pay cycle, or estimate how much PTO remains after time already used.

Quick steps

  1. 1. Convert PTO days into PTO hours by multiplying days by hours per workday.
  2. 2. Divide annual PTO hours by the number of pay periods in the year.
  3. 3. Subtract PTO already used to estimate your remaining balance.

PTO accrual is the process of earning paid time off gradually instead of receiving the full balance all at once. Employers may base PTO accrual on pay periods, hours worked, or time elapsed during the year.

How do you calculate PTO accrual?

The most common method is to convert annual PTO into hours, then divide by pay periods or annual work hours. For example, 120 PTO hours per year on a biweekly schedule equals about 4.62 PTO hours per pay period.

What counts as a normal PTO accrual rate?

Many employers offer the equivalent of 10 to 20 PTO days per year, but the actual accrual rate depends on your role, location, tenure, and whether vacation and sick leave are combined.

Guide

How the PTO Accrual Calculator Works

This PTO accrual calculator estimates paid time off from an annual allowance, an hourly accrual rule, or a date range. You can use it to calculate PTO accrual for vacation time, general PTO banks, or combined leave policies. Actual PTO rules vary by employer, role, location, contract terms, and HR policy.

If you are trying to figure out how to calculate PTO accrual, the simplest approach is to convert your yearly PTO into hours, then divide those hours by pay periods or annual work hours.

Short answer for searchers

A PTO accrual calculator helps you estimate how much paid time off you earn per pay period, per hour worked, or over part of the year. It is useful for answering questions like how much PTO is 15 days, how much PTO you earn biweekly, and how to estimate remaining PTO after time already used.

Annual allowance

Enter annual PTO in days or hours to estimate how much time off you earn each pay period, month, week, and hour worked.

Hourly accrual rate

Use an employer rule like 1 PTO hour for every 30 hours worked to estimate earned PTO from tracked work time.

Date range estimate

Estimate PTO earned across part of the year, then subtract PTO already used to see a simple remaining balance.

Educational estimate

This tool is designed for planning and comparison. Check your handbook, HR portal, or payroll system for official balances and rollover rules.

Formula

PTO Accrual Formulas

Annual PTO hours

Annual PTO hours = PTO days × hours per workday

Per pay period

PTO per pay period = annual PTO hours ÷ pay periods per year

Per work hour

PTO per hour worked = annual PTO hours ÷ annual work hours

PTO earned

PTO earned = hours worked ÷ hours required per PTO hour

Example calculation

How much PTO is 15 days per year on a biweekly schedule?

15 PTO days per year equals 120 PTO hours per year. On a biweekly payroll, that works out to about 4.62 PTO hours per pay period.

Step 1: Convert PTO days into hours

If one workday is 8 hours, then:

15 days × 8 hours = 120 PTO hours per year

Step 2: Divide by biweekly pay periods

A standard biweekly payroll has 26 pay periods per year:

120 ÷ 26 = 4.62 PTO hours per pay period

This is one of the most common PTO accrual questions because it helps workers compare annual PTO policies with what they actually earn each paycheck.

Examples

Common PTO Accrual Examples

These examples assume 8 hours per workday. They show how a yearly PTO allowance can be translated into weekly, biweekly, semimonthly, and monthly accrual estimates.

How much PTO is 15 days per year?

Fifteen PTO days at 8 hours per day equals 120 PTO hours per year. On a biweekly schedule, that is about 4.62 PTO hours earned per pay period.

How much PTO do you earn biweekly?

Biweekly PTO depends on your annual balance or accrual rule. For example, 80 PTO hours per year equals about 3.08 hours every biweekly pay period.

How much PTO is 10 days?

Ten PTO days at 8 hours per day equals 80 PTO hours per year, or about 3.08 hours per biweekly pay period.

How much PTO is 20 days?

Twenty PTO days at 8 hours per day equals 160 PTO hours per year, or about 6.15 hours per biweekly pay period.

How much PTO do you earn monthly?

Monthly PTO depends on your annual allowance. For example, 120 PTO hours per year equals 10 PTO hours per month.

How do I calculate PTO accrual from annual PTO?

First, convert PTO days into hours. Next, divide annual PTO hours by the number of pay periods in a year. For example, 15 PTO days at 8 hours per day equals 120 hours per year, and 120 divided by 26 biweekly pay periods equals about 4.62 hours per pay period.

PTO accrual questions this page helps answer

  • How much PTO do I earn per pay period?
  • How much PTO is 15 days in hours?
  • How much PTO do you earn biweekly or monthly?
  • How do you calculate PTO accrual from hours worked?
  • How much PTO remains after time already used?
Annual PTO DaysAnnual PTO HoursWeeklyBiweeklySemi-monthlyMonthly
10 days80 hrs1.54 hrs3.08 hrs3.33 hrs6.67 hrs
15 days120 hrs2.31 hrs4.62 hrs5 hrs10 hrs
20 days160 hrs3.08 hrs6.15 hrs6.67 hrs13.33 hrs
25 days200 hrs3.85 hrs7.69 hrs8.33 hrs16.67 hrs

Use this table as a quick PTO accrual rate calculator reference when you want to compare common annual PTO policies without entering custom values.

FAQ

Frequently Asked Questions

How do you calculate PTO accrual?

Convert annual PTO into hours first. Then divide those hours by pay periods in the year, or divide by annual work hours if your employer uses an hourly accrual rule.

How much PTO do you earn per pay period?

Divide your annual PTO hours by the number of pay periods in your schedule. For example, 120 PTO hours per year on a biweekly schedule equals about 4.62 PTO hours per pay period.

How much PTO do you earn per hour worked?

Divide annual PTO hours by annual work hours. For example, 120 PTO hours divided by 2,080 work hours per year equals about 0.0577 PTO hours earned for each hour worked.

How much PTO is 15 days?

At 8 hours per day, 15 PTO days equal 120 PTO hours per year. On a biweekly payroll, that works out to about 4.62 PTO hours per pay period.

How much PTO do you earn biweekly?

Biweekly PTO depends on your annual allowance or accrual rule. For example, 120 PTO hours per year divided across 26 biweekly pay periods equals about 4.62 PTO hours every pay period.

What is a normal PTO accrual rate?

A normal PTO accrual rate varies by employer, but many workers receive the equivalent of 10 to 20 PTO days per year. The actual policy depends on the company, role, location, tenure, and whether vacation and sick leave are combined.

Is PTO required by law?

There is no general federal requirement for paid vacation under the FLSA. Some states or local jurisdictions may require paid sick leave, and employer PTO policies can vary widely.

Does PTO include sick leave?

It can be used for combined PTO, vacation time, or sick leave estimates, but you should check your employer policy because vacation, PTO, and sick leave may accrue under different rules.

Does PTO roll over?

Rollover rules depend on employer policy and state or local law. Some employers allow unused PTO to roll over, some cap balances, and some use a use-it-or-lose-it rule where permitted.

Can I use this for biweekly payroll?

Yes. Select the biweekly pay frequency to estimate PTO earned across 26 pay periods in a standard year.

How much PTO is 10 days?

At 8 hours per day, 10 PTO days equal 80 PTO hours per year. On a biweekly schedule, that is about 3.08 PTO hours per pay period.

How much PTO is 20 days?

At 8 hours per day, 20 PTO days equal 160 PTO hours per year. On a biweekly schedule, that is about 6.15 PTO hours per pay period.

How much PTO do you earn monthly?

Monthly PTO depends on your annual allowance. For example, 120 PTO hours per year equals 10 PTO hours per month.